Stan

had been going downhill for the best part of a year to be honest. Thanks to Rab and donations from myself and other members, TF365 was created . So, welcome to you and @tlr to TF365, good to have you both here!

Looks like something you'd make on LMA Manager 2003.

Didn't say you couldn't, but it probably comes at a heftier price.

the downside being if you are privately renting in this country, there's no security of tenure. Private landlord can practically serve a notice on you at any time and you have to leave. Not all properties come furnished, either, so there's not really any difference to that aspect for when you buy a home.

Renting is pretty much hemorrhaging money with no actual long term return or investment in to anything. It didn't appeal to me so I saved up what I could and with help from bank of mum and dad, brought my own flat. It's very important to do good quality research when it comes to solicitors or go with someone who has helped a friend or relative before. They're less likely to fuck you over or make you wait ages if they've given good service to someone you know as they've been referred to you. And remember to chase them and be on their backs if something needs doing i.e. contracts need amending or they need to chase up the other side for a response to something etc etc. Also important to do research on mortgage repayment quotes and interest rates etc. it's not always best to go for the lowest interest rate or the deal that looks best on your first look. I found this Mortgage Rate Calculator to be the best tool when comparing rates and who's best to go with. And that site also has a Free Mortgage Guide for first-time buyers.

good luck climbing up Mount Kilimanjaro. We'll name a food section on here in honour of you.

that was the best I could do for him

@Any O'Brien - Mr Greedy @Danny - Mr Small @LaSambadeStGermain - Mr Silly @Batard - Mr Funny @Cure - Mr Nobody @Anton - Mr Adventure @Rab - Mr Busy @Berserker - Mr Nonsense @Fairy In Boots - Mr Fussy @Cannabis - Mr Cool @SirBalon - Mr Chatterbox @nudge - Little Miss Sunshine @Happy Blue - Mr Wrong @Tsubasa - Mr Happy @Tanksie - Mr Grumble @DeadLinesman - Mr Baldy

the windmill looks cooler than you

3-bedroom flat in the middle of Bedford, 5 min walk to the train station. 5 min walk from town centre. And personally great as it's only a few minutes drive to work if I ever need to go in. Pay just under £500/m on mortgage and as I live alone (for now) I get single-person discount on Council Tax which is just under £100/m.

This is Phil. When he gets angry, steam doesn't come out of his ears, it literally just comes through the head...

I feel privileged you've done me twice And Tanksie is bang on as T-Bag probably would eat his grandfather's ashes as well

3-1 now and Habergham scores a good free-kick from about 25-30 yards out. Kept it low and looked like poor positioning from the keeper as well.

Lincoln have turned it around against Forest Green. 2-1 now with half hour to go. Have played much better in 2nd half.

Think the run of games and catching up on re-arranged games is taking its toll on the side, as expected. Hate the in-game interviews with the managers though! Imagine doing that with Mourinho - 'get the fuck outta my face, Geoff!'

Still watching This is Us and it was quite a moving episode on Wednesday just gone. Some extremely poignant moments which have been built up since the start of the series as you can associate yourself with so many characters.

Lincoln vs Forest Green about to start on BT Sport 1. Top of the table clash. Forest Green top with 3 point gap but have played 3 games more than Lincoln.

fair enough. bought his way in to the sport.

how come?

The retrospective decisions rule (or lack of) infuriates me sometimes. Especially the 'referee saw it so we can't take action' rule.

Regarding the first paragraph, I think teams should be allowed a certain number of appeal(s) in a game. Maybe 1 per half (or even total) so teams don't take the piss and time-waste. And I love controversy, too. But people will always talk about football so losing some of that aspect about what to talk about is an argument I don't buy. I'd rather the game is eradicated or decreased of cheaters (at least efforts made to do so) as opposed to not trying at all just because the problem is too big.

True, and good point. But subs take about 30 seconds. I don't think a minute is that bad an amount to get to the correct decision so your team doesn't feel cheated out of a victory

no it won't. it hasn't killed rugby. it hasn't killed tennis. it hasn't killed cricket. 3 big sports that it helps out and 3 big sports that have profited from having video technology within the game.

selfie in a public restroom. exactly what I expected