Cicero

Especially here in the states. 2024 is looking bleak and that is putting it lightly. - Student loans kicking back in. - Predicted household savings going to $0 in January (if it isn't there already). - Interest rates predicted to go up one more time this year. - Inflation still not stagnating with income no where near matching the growth rate. - Credit card defaults at an all time high. - Wars in the middle east and Russia/Ukraine. It is going to get so bad.

Fagioli fully admitted to it. Tonali took a bit of probing as he first said he never used the app to bet on football matches.

Prices still aren't going down. They are stagnating at best. Look at this for example. A $400,000 house in a relatively safe and family friendly city will run you (with property taxes) a $3,000 mortgage payment with 20% down ($80,000). I don't know about you but I don't know any normal people with $80,000 sitting around in their savings account. So if we want to find a conventional/FHA with 3.5% down ($14,000), the mortgage would then be almost $3,500. $3,500 on a fucking mortgage. So this person would need to be making $140-150,000 to afford a normal sized home in a safe area. Obviously this is where the benefit of having a spouse kicks in with dual income, but even then the medium household income isn't nearly that high. Now you could always shop for less, but you are up against investors who are still out bidding the asking price for these smaller houses and properties. I think what makes the whole thing an eye opener, is that this $3,500 mortgage payment would of been $2,400 in 2020 or 2021.

With interest rates to where they currently are, Millennials or Gen Z's won't be able to get into a 'Decent' Home unless they save enough money for both their down payment as well as paying off points on the interest rate. Obviously there are anomalies where you can inherit a house or get lucky on a foreclosure. Going to see more and more college kids living with their parents for a loooooooong time after they graduate. It's funny. I remember my finance professor in 2013 made a public apology to all of his students in saying that his generation has set ours up for failure. Didn't know what he meant at the time but now I fully understand.

Breaking:

Malo Gusto looking like our best signing in ages.

Fagioli banned 7 months.

I'd imagine it would be taken to UEFA.

If true Newcastle have every right to go after Milan. Assuming this wasn't disclosed.

Fagioli from Juve self reported and may serve an 18 month - 3 year ban. He admitted to getting the app from Tonali.

Yeah. Friday the 13th.

Economists now putting economic recession in 2024 back on the table. When was it ever taken off?

The US and EU have already dug themselves into a hole. Immediately showing support to a country in their battle against Hamas which only means mass genocide where 60% of the Palestinian casualties so far have been women and children. As long as Hamas is gone though!

Which is why I found your 'solution' to be incredibly naive. Why don't you put any accountability on the Israeli civilians and the atrocities the IDF and their government commit? Israeli-Palestinian conflict: 96% of deaths since 2005 have been Palestinian, according to UN data

Let's be realistic here. Why would Palestinians do that when despite all the atrocities, Hamas still has their best interest at heart in the liberation of their country? There's also no guarantee, likely a 0% chance, Israel will cease the oppression and return much of the Palestinian land back to them. There's also a negative % chance the IDF won't also stop their atrocities which continuously failed to be mentioned by western and European media. Israelis are always described as 'being murdered' whereas Palestinians just 'die'.

No Sterling. Wow.

Mate. AWB Lindelof Martinez Cucurella United really are stepping into the Champions League with that back line?

Nkunku (Knee) Chukwuemeka (Knee) Broja (Knee) Fofana (Knee) James (Hamstring) Badiashile (Hamstring) Chalobah (Thigh) Mudryk (Knock)

Probably City's best signing this summer.

She's one of the victims of the whole Nickelodeon scandal so maybe that's playing a part.

Amortisation has become an annoying buzzword as of late.

Yeah good luck getting Lewis Hall.

What happens when you run players to the ground. Will probably need the same surgery Kante had.