Toinho

You’re so old.

Mental

That’s huge. Good stuff! I don’t think I’ll teach too much longer - I’ll get to long service leave and reconsider. The cons are starting to take its toll on my health.

We have teachers (good teachers though) who can’t spell. I’m afraid it’s not just teachers but administration too. Interesting world this education one. Then there are teachers who are clearly academic but aren’t good teachers. Fine balance.

No teachers in Australia earn a pittance. My state isn’t even the best paid. In the public sector, teachers go up pay scales every 12 months of service for the first 9 years. You don’t start off that great, but it’s still pretty liveable.

If we both worked full time right now, definitely more than that, I have just hit 6 figures (before tax) agree that loan amount was baffling though - I’m not sure how serious our broker was he didn’t suggest we take that much out though lol We knew we would be down to a single income for a couple of years so played it safe.

At the time, two permanent full time teachers (our wages are public knowledge if you know where to look)... but if we did that (or even half of that) we would be pretty screwed right now.

I bought when interest rates were just over 2% I think that was a good time. However, now isn't too pleasant. I did renegotiate recently and got .47% off woo, only for it to go up again .5% the next day ha ha. We are fine, we could've loaned a mil but took out nowhere near that as I knew things could take a poor turn eventually. Perth way more affordable than most if not all the other major cities. However, still a bit insane. I wouldn't touch the market at the moment, see what interest rates and housing prices do over the next 6-12 months. If you've got 20% deposit you'll get a loan no worries (edit: must say if you have a steady income that can show you can make the repayments). If you've got under you'll be paying a bit of LMI (lenders mortgage insurance I think that stands for). Having okay savings + steady permanent job really helps. I would say full time work (contract based) you'd have less luck depending on other financial factors.

Slowly exciting! We bought our home at the end of 2020. Fire away with any questions and I will do my best to answer. Prior to that I was renting for a few years.

Just finished The Lincoln Lawyer. Loved it. Exceptional show.

Only people in England care

I love you Phillip Morris 7/10 Look, it was quite gay. However, just an incredible real life story. Thought it was a decent film.

The Talented Mr Ripley 7.5/10 I had never seen it. An interesting film, wasn’t sure about the ending as such but thought overall it was well made!

The gray man 7/10 Just an action movie, nothing spectacular about it, but I was very entertained.

If it’s the school asking then that’s incredibly bizarre.

That’s so disappointing to hear man. It seems a lot of factors have probably influenced your mums decision there. It seems the school is failing the situation as well as some nasty pieces of work attend the school. I hope things work out okay and your brother can find a happy place.

My new hobbies: 1) Going to the toilet 2) Having a shower 3) Driving to and from work

Haha. Dreadful films. Dreadful.

Probably needed to be younger to watch it I reckon or in a different mood. Same vibe as Freddie got fingered. Awful stuff.

Napoleon Dynamite 1/10 Couldn’t finish it. Terrible.

The contract 7.5/10 Pretty good. Easy watch.

Welcome back legend. Hope all comes together in Germany!

How did he annoy Gwen Stefanis band?

No full stop?

Give the lad a break with the apostrophe's. lol